Women & ChildrenNational SchemeOngoing
Deendayal Upadhyaya Antyodaya Yojana - NRLM (DAY-NRLM)
National Rural Livelihoods Mission forming Self-Help Groups (SHGs) to mobilize rural poor women and improve their livelihoods.
Ministry of Rural Development
What you get
Formation of Self-Help Groups (SHGs) of 10-15 rural poor women. Interest subvention on SHG loans: 7% per annum (additional subvention for prompt repayment reduces to 4%). Revolving Fund (RF) of ₹10,000-15,000 per SHG. Community Investment Fund (CIF) support for income-generating activities. Training and capacity building for SHG members. Linkage with banks for credit, micro-insurance, and pension. Access to digital financial services.
Who can apply
Rural poor women from households below or marginally above poverty line in rural India.
For: Rural women, especially from poor households
Gender: female
- Form or join an existing SHG of 10-15 women
- Resident of rural area
- Priority: households with no adult earning member, disability, migrant families, tribal households
Documents required
General
- Aadhaar card
- Bank account (savings)
- Address proof
- Photograph
Scheme code: DAY-NRLM