EnterpriseNational SchemeOngoing
PM Vishwakarma — Skill Certification and Loan for Traditional Artisans
PM Vishwakarma provides free skill certification, Rs 15,000 toolkit, 5% interest loans (Rs 1 lakh–3 lakh), and market access to 18 categories of traditional artisans and craftsmen.
Ministry of MSME, GoI
What you get
Free skill training (5–15 days basic + advanced). Rs 15,000 toolkit grant. Collateral-free loan: Rs 1 lakh at 5% (Tier 1); Rs 2 lakh at 5% (Tier 2 after repayment). Digital payment incentive: Rs 1/transaction up to Rs 100/month. Marketing support via PM Vishwakarma portal, GeM and ONDC. Certificate of PM Vishwakarma.
Who can apply
Artisans in 18 trades: carpenter, boat maker, armourer, blacksmith, hammer/tool kit maker, locksmith, goldsmith, potter, sculptor, cobbler, mason, basket/mat/broom maker, doll/toy maker, barber, garland maker, washerman, tailor, fishing net maker.
For: Traditional artisans in 18 specified crafts, aged 18+
- Registration on PM Vishwakarma portal
- Aadhaar-based biometric verification
- Must work with own hands (not employer)
Documents required
General
- Aadhaar card
- Bank account
- Mobile number
- Caste certificate if applicable
- Proof of craft (self-declaration)
Scheme code: PMV/2023