Swadesi
HealthNational SchemeOngoing

Ayushman Bharat PM-JAY

₹5 lakh free health insurance per year for 50 crore poor families

Ministry of Health & Family Welfare

What you get

PM-JAY covers ₹5 lakh per family per year for secondary and tertiary hospitalisation. Cashless treatment at 25,000+ empanelled hospitals. No limit on family size or pre-existing conditions.

Who can apply

  • Families listed in SECC-2011 database
  • SC/ST, landless households, manual scavengers, primitive tribal groups
  • Rag pickers, domestic workers, construction workers, cobblers, etc.
  • ₹5 lakh per year, all ages, pre-existing conditions covered

Documents required

General

  • Aadhaar card
  • SECC verification
  • Ayushman Bharat Golden Card
Official site ↗

Scheme code: PM-JAY