EnterpriseNational SchemeOngoing
ପ୍ରଧାନ ମନ୍ତ୍ରୀ ମୁଦ୍ରା ଯୋଜନା (PMMY) — କ୍ଷୁଦ୍ର ଉଦ୍ୟୋଗ ଋଣ
PMMY ₹10 ଲକ୍ଷ ପର୍ଯ୍ୟନ୍ତ ଜାମିନ-ମୁକ୍ତ ଋଣ — ଶିଶୁ (₹50K), କିଶୋର (₹5L), ତରୁଣ (₹10L)।
Ministry of Finance
What you get
PM MUDRA ଯୋଜନାରେ ଶିଶୁ (₹50,000 ପର୍ଯ୍ୟନ୍ତ), କିଶୋର (₹50,000–₹5 ଲକ୍ଷ), ତରୁଣ (₹5–₹10 ଲକ୍ଷ) ବିଭାଗରେ ଜାମିନ-ମୁକ୍ତ ଋଣ ଦିଆ ଯାଏ। କୁଶଳ ଶ୍ରମିକ, ଛୋଟ ବ୍ୟବସାୟୀ, କୃଷି-ସହ ଉଦ୍ୟୋଗ ଯୋଗ୍ୟ।
Who can apply
Non-corporate, non-farm small/micro enterprises engaged in income-generating activities in manufacturing, trading, and services sectors.
For: Micro and small entrepreneurs, self-employed individuals
- Indian citizen with viable business plan
- No existing loan default
- Business must be non-agricultural (farm equipment financing allowed)
Documents required
General
- Aadhaar card
- PAN card
- Proof of business address
- Bank statement (last 6 months)
- Passport-size photos
- Business plan / project report for higher loan amounts
Scheme code: PMMY