FinancialNational SchemeOngoing
ପ୍ରଧାନ ମନ୍ତ୍ରୀ ଜନ ଧନ ଯୋଜନା (PMJDY) — ଆର୍ଥିକ ଅନ୍ତର୍ଭୁକ୍ତି
PMJDY ଜିରୋ-ବ୍ୟାଲେନ୍ସ ବ୍ୟାଙ୍କ ଖାତା, RuPay କାର୍ଡ, ₹2 ଲକ୍ଷ ଦୁର୍ଘଟଣା ବୀମା, ₹10,000 ଓଭରଡ୍ରାଫ୍ଟ ଦିଏ।
Ministry of Finance, Department of Financial Services
What you get
PM ଜନ ଧନ ଯୋଜନାରେ ଜିରୋ-ବ୍ୟାଲେନ୍ସ ସଞ୍ଚୟ ଖାତା, RuPay ଡ଼େବିଟ୍ କାର୍ଡ, ₹2 ଲକ୍ଷ ଦୁର୍ଘଟଣା ବୀମା, ₹30,000 ଜୀବନ ବୀମା, ₹10,000 ଓଭରଡ୍ରାଫ୍ଟ ସୁବିଧା। 50 କୋଟି+ ଖାତା ଖୋଲା।
Who can apply
Any Indian citizen who does not have a bank account can open a Jan Dhan account at any bank branch or Business Correspondent outlet.
For: Unbanked Indian citizens
- No minimum balance required
- Aadhaar card preferred; other ID documents accepted
- Transfer existing basic savings accounts to PMJDY
Documents required
General
- Aadhaar card (preferred) OR Voter ID / Driving License / NREGA card
- Recent passport-size photograph
Scheme code: PMJDY