DisabilityNational SchemeOngoing
National Handicapped Finance and Development Corporation (NHFDC)
Concessional loans for self-employment and higher education for persons with disabilities.
Ministry of Social Justice and Empowerment
What you get
Loans up to Rs 50 lakh for setting up micro-enterprises, training, and higher education. Interest rate 5% for women PwD, 6% for others. Repayment up to 10 years. No collateral for loans below Rs 1 lakh.
Who can apply
Person with disability (40%+), Indian citizen, engaged in or planning self-employment. Income: below Rs 3 lakh/year.
For: Persons with Disabilities for enterprise/education
Income limit: Below Rs 3 lakh per year
Documents required
General
- Disability certificate
- Business plan / project report
- Income certificate
- Aadhar card
- Bank passbook copy
Scheme code: NHFDC-2025