HousingNational SchemeOngoing
प्रधानमंत्री आवास योजना – शहरी (PMAY-U)
शहरी गरीब कुटुंबांना घर खरेदी, बांधणी किंवा सुधारणेसाठी ₹१ लाख–₹२.६७ लाख अनुदान.
Ministry of Housing and Urban Affairs, GoI
What you get
EWS/LIG कर्ज व्याज सवलत: ₹२,६७,२८० (₹६ लाखांवर ६.५% व्याज सवलत, २० वर्षे). MIG-I: ₹२,३५,०६८ (₹९ लाखांवर ४% सवलत). MIG-II: ₹२,३०,१५६ (₹१२ लाखांवर ३%). BLC: EWS साठी ₹१.५ लाख. राज्यांसोबत भागीदारीत परवडणारी घरे.
Who can apply
Urban households without pucca house. EWS: income below Rs 3 lakh; LIG: Rs 3–6 lakh; MIG-I: Rs 6–12 lakh; MIG-II: Rs 12–18 lakh.
For: Urban EWS, LIG and MIG households
Income limit: Up to Rs 18 lakh annual income (MIG-II)
- Must not own pucca house in any urban area in India
- Aadhaar linked bank account
- Apply through CLSS Awas Portal or State Urban Development Agency
Documents required
General
- Aadhaar card
- Income certificate from employer or CA
- Bank passbook
- Property documents
- Affidavit of no pucca house ownership
Scheme code: PMAY-U