Delhi Urban Cooperative Bank Credit Society

Delhi has one of India densest networks of urban cooperative credit societies and cooperative banks serving middle-income salaried workers, traders, and small business owners. Delhi Cooperative Housing Finance Corporation provides housing loans through cooperative banks. Urban cooperative credit societies in Karol Bagh, Chandni Chowk, Sadar Bazaar, and Rajouri Garden offer deposits and loans at rates competitive with commercial banks. Delhi Safai Karamchari Cooperative provides sanitation workers with wage advances and housing loans. Delhi Milk Scheme cooperative distributes subsidised milk in low-income localities. Primary agricultural cooperative credit societies in Delhi rural belt cover Najafgarh, Chattarpur, and Mehrauli farming communities.