FinancialNational SchemeOngoing
प्रधानमंत्री मुद्रा योजना (PMMY) — छोटे व्यवसाय ऋण
PMMY सूक्ष्म उद्यमों को ₹50,000–10 लाख तक बिना गारंटी ऋण देती है — शिशु (₹50K), किशोर (₹5L), तरुण (₹10L)।
Ministry of Finance, GoI via MUDRA
What you get
शिशु: ₹50,000 तक। किशोर: ₹50,001–5 लाख। तरुण: ₹5–10 लाख। कोई गारंटी नहीं। मुद्रा कार्ड कार्यशील पूंजी के लिए।
Who can apply
Non-corporate, non-farm small/micro enterprises including manufacturing, trading, services. Proprietors, partnership firms, limited companies.
For: Micro and small entrepreneurs, artisans, hawkers, traders, street vendors
- Business plan required for Kishor and Tarun
- Aadhaar and bank account
- No minimum age limit
Documents required
General
- Aadhaar card
- PAN card
- Bank account passbook
- Business proof (if existing)
- 2 passport photos
- Application form at bank/MFI
Scheme code: PMMY/2015