HousingNational SchemeOngoing
प्रधानमंत्री आवास योजना शहरी (PMAY-U)
PMAY-U शहरी गरीब परिवारों को घर खरीदने, बनाने या सुधारने के लिए ₹1 लाख से ₹2.67 लाख की क्रेडिट लिंक्ड सब्सिडी देता है।
Ministry of Housing and Urban Affairs, GoI
What you get
EWS/LIG: ₹2,67,280 (6.5% ब्याज सब्सिडी)। MIG-I: ₹2,35,068 (4%)। MIG-II: ₹2,30,156 (3%)। BLC (लाभार्थी निर्माण): ₹1.5 लाख।
Who can apply
Urban households without pucca house. EWS: income below Rs 3 lakh; LIG: Rs 3–6 lakh; MIG-I: Rs 6–12 lakh; MIG-II: Rs 12–18 lakh.
For: Urban EWS, LIG and MIG households
Income limit: Up to Rs 18 lakh annual income (MIG-II)
- Must not own pucca house in any urban area in India
- Aadhaar linked bank account
- Apply through CLSS Awas Portal or State Urban Development Agency
Documents required
General
- Aadhaar card
- Income certificate from employer or CA
- Bank passbook
- Property documents
- Affidavit of no pucca house ownership
Scheme code: PMAY-U