DisabilityNational SchemeOngoing

विकलांग व्यक्तियों के लिए NHFDC ऋण योजना

दिव्यांगजनों के स्वरोजगार और शिक्षा के लिए NHFDC से रियायती ऋण।

Ministry of Social Justice and Empowerment

What you get

स्वरोजगार ऋण ₹30 लाख तक 5% ब्याज। शिक्षा ऋण ₹10 लाख तक 4% ब्याज। महिला दिव्यांगों को 0.5% अतिरिक्त छूट। SHG के माध्यम से ₹50,000 तक माइक्रो क्रेडिट।

Who can apply

Persons with 40%+ benchmark disability as per Rights of Persons with Disabilities Act 2016

For: Disabled persons for self-employment, education, agriculture

Income limit: Annual family income below ₹3 lakh for interest subsidy

  • Disability certificate from competent authority
  • Must have viable business plan
  • Channel partner (State Handicapped Development Corporations) to facilitate

Documents required

General

  • Disability certificate (40%+ disability)
  • Aadhaar card
  • Income certificate
  • Bank account details
  • Project report / business plan
  • Educational certificates (for education loan)
Official site ↗

Scheme code: NHFDC-DISAB-1997