HealthNational SchemeOngoing
Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (PMJAY)
PMJAY provides Rs 5 lakh per family per year free hospitalisation insurance to 50 crore rural and urban poor, covering 1,949 procedures at empanelled hospitals.
Ministry of Health and Family Welfare, GoI
What you get
Rs 5 lakh/family/year cashless hospitalisation at empanelled government and private hospitals. Covers 1,949 treatment packages across 26 specialities including cancer, heart surgery, dialysis, transplants. All pre-existing conditions covered from day 1. No restriction on family size. Coverage portable across India — usable at any empanelled hospital nationwide.
Who can apply
Families listed in SECC-2011 data covering deprivation and occupational criteria. Urban households in 11 occupational categories.
For: Rural deprived and urban occupational groups — approximately 10.7 crore families
- No premium payment required
- Beneficiary can check eligibility on PMJAY portal or 14555 helpline
- Cannot purchase voluntary membership — must be in SECC list
Documents required
General
- Aadhaar card
- Ration card
- PMJAY e-card (generated at Ayushman Bharat card camp or CSC centre)
Scheme code: PMJAY/AB-HWC