DisabilityNational SchemeOngoing
NHFDC Loan Scheme for Differently Abled Persons
Concessional loans for self-employment and education for persons with disabilities through NHFDC.
Ministry of Social Justice and Empowerment
What you get
Self-employment loans up to ₹30 lakh at 5% interest. Education loans up to ₹10 lakh at 4% interest. Agriculture and rural activities up to ₹30 lakh at 5%. Women with disabilities get 0.5% interest concession. Micro-credit up to ₹50,000 through Self Help Groups. Repayment period up to 10 years.
Who can apply
Persons with 40%+ benchmark disability as per Rights of Persons with Disabilities Act 2016
For: Disabled persons for self-employment, education, agriculture
Income limit: Annual family income below ₹3 lakh for interest subsidy
- Disability certificate from competent authority
- Must have viable business plan
- Channel partner (State Handicapped Development Corporations) to facilitate
Documents required
General
- Disability certificate (40%+ disability)
- Aadhaar card
- Income certificate
- Bank account details
- Project report / business plan
- Educational certificates (for education loan)
Scheme code: NHFDC-DISAB-1997