Tribal / SC/STNational SchemeOngoing
National Scheduled Castes Finance and Development Corporation (NSFDC)
Concessional loans for income-generating activities and skill development for SC families.
Ministry of Social Justice and Empowerment
What you get
Term loans at 2–8% interest for agriculture, small business, transport, service sector. Education loan for SC students pursuing professional courses. Mahila Samridhi Yojana for SC women entrepreneurs. Loan range Rs 25,000 to Rs 15 lakh.
Who can apply
Scheduled Caste person below double the poverty line. Annual income Rs 3 lakh or below (urban Rs 4.05 lakh).
For: SC persons below double poverty line
Income limit: Rs 3 lakh (rural), Rs 4.05 lakh (urban)
Documents required
General
- SC caste certificate
- Income certificate
- Bank account
- Aadhar card
- Project report for loan above Rs 1 lakh
Scheme code: NSFDC-2025